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Some pet owners really love their dogs and are ready to purchase the medical insurances for them as they strongly believe that dogs are the true friends. Such friends will never leave you any matter what happens. They are your companions for a lifetime. However, let’s face the fact that the dogs may suffer some serious diseases that cost a lot of money for the treatment. In this case, the dog health insurance comes into effect. If you are wondering about how much this kind of insurance will cost you, this article has just been written for you.
Why Do Dogs Need Medical Insurance?
As noted, even the dogs can suffer a variety of health problems such as fleas, worms, broken legs, ear issues, and even cancer. In these circumstances, the costs that the pet owner incur on the treatment for their weak dogs may go beyond their affordability. Therefore, it’s necessary to purchase the medical insurance for dogs. It works like the health insurance for human beings, helping you to protect the cute companions from the serious illness and you from the high veterinary bills.
The medical insurance for dogs includes some particular issues, in general. We list them out for your quick reference.
- The dog is lost or stolen
- The long-term diseases
- The routine check-ups
- Death
- Surgery
- Dental issues and allergies
- Some health care plans include the harm that the dog causes to the third party. For example, it injuries or bites someone.
How Can Pet Medical Insurance Work To Benefit You And Your Dog?
To protect the health of the dog continuously, the pet owners need to pay a small amount of money every month, after they fill out the insurance form and agree with the insurance policies. The form can be found online, or you can also get it right in the veterinary hospitals. If the dog gets sick and needs the medical care, the insurance companies will be in charge of the health care expenses.
See more about Nationwide Pet Health Insurance Plans & Reviews.
How Much Does The Pet Medical Insurance Cost You?
The cost of health insurance for the dogs may vary due to some factors. In general, the whole cost may begin at USD$15, and the average rate is about USD$28. About the premium, it is based on the chosen policies, dog’s breed, and dog’s age. Besides, the coverage limits that many of the pet insurance companies offer range from USD$26,000 to USD$110,000.
Please note that the insurance agents will not cover the total bill for the dog’s medical expenses! Most of them only cover from 85% to 90% of the entire bill. Some cases that the agents will not cover, including hereditary disease, injury because of dog fight, the wounds captured while working as guard dogs, and the preexisting disease. In regards to the monthly expenses, you will have to pay around USD$25 for the companies that are in charge of your dog health care expenses.
So, prior to your application for the dog medical insurances, make sure you select the right plans with carefulness. Most of the pet lovers may not think twice about spending a little to get their pets insured. In fact, this type of insurance can greatly benefit you and your pets whenever the unanticipated accidents like the serious illness, allergies, surgery, death, etc., happen to the pets.
